Third party insurance
Most countries, except for USA, this insurance policy is mandatory and therefore is included in the framework of the CDW insurance as required by the laws of that country.
In United States, the liability insurance for property damage / personal injury of a third party, that is usually included in the car rental prices, provides only minimal coverage to the car renter or the additional drivers listed in the rental contract. However, various car suppliers offer an extension to this coverage. This extension, is referred to as SLI - Supplement Liability Insurance, ALI - Additional Liability Insurance or EP - Extended Protection.
The USA has high damages claims, so it is recommended to have the largest EP coverage possible. Car Hire Brokers cooperates with Alamo and National, offering EP coverage up to USD 1,000,000.
In a car rental deal, the driver, additional drivers, and/or passengers are not covered by medical insurance, bodily injury insurance, or property insurance. You must, therefore, purchase such insurance coverage independently and according to the appropriate insurance coverage conditions.
In car rentals in Canada and the rest of the world, third-party insurance is included in the CDW insurance. (read about CDW)
Additionally, in certain jurisdictions (e.g., South Africa), the coverage proposed to be included in such insurance may contain various limitations prescribed by local law (e.g., coverage account limitations, events that qualify for coverage, etc). Therefore, we recommend appropriate insurance coverage separately or confirm with the Car Supplier, when picking up the car, what additional coverages are available.
A prerequisite for the insurance coverage is that for any damage caused to the car during the rental period, the renter shall immediately notify the local police and the car supplier, and keep documents attesting thereto act according to their instructions.
